The storage of natural organic matter within the interlayer space of layered silicate is an important type of clay–organic association in sediment. However, the role of the interlayer space of clay minerals in the thermal degradation of organics and the generation of hydrocarbons has not been well understood. In this study, an interlayer clay–organic complex was synthesized using montmorillonite (Mt) and 12-aminolauric acid (ALA). An Mt–ALA complex in which Mt and ALA were simply mixed was also prepared for comparison. Thermogravimetry coupled with Fourier transform infrared spectroscopy (TG-FTIR) was applied to monitor the thermal events and the corresponding products during the thermal degradation of the Mt–ALA complexes. In the absence of Mt, ALA decomposed at 467 °C via the cleavage of CC bonds, producing aliphatic hydrocarbon, N-containing compounds, and carboxylic acid. The decomposition temperatures of organic matter in the mixed Mt–ALA complex and the interlayer Mt–ALA complex decreased to 402 and 342 °C, respectively. The most characteristic products of the interlayer Mt–ALA complex were NH₃ and saturated hydrocarbons. The Brønsted acid sites in the interlayer space of Mt, arising from the dissociated interlayer water, initiated the deamination of ALA via the Hoffmann elimination pathway and significantly promoted the cracking of hydrocarbons via a carbonation mechanism. Lewis acid sites had little effect on the thermal degradation of ALA. This work indicated that the interlayer space of clay minerals provided the storage space for organic matter. Moreover, the active sites within the interlayer space strongly promoted the thermal degradation of organics.