Soil moisture (SM) conditions are closely linked to water availability, energy balance, and ecosystem processes, highlighting the importance of accurate SM data for hydrological modeling and environmental monitoring. Passive microwave products offer large-scale SM estimates, but their validation in mountainous areas remains difficult due to sparse in situ data and complex terrain. This study systematically evaluated three global passive microwave soil moisture products-SMAP, SMOS, and AMSR2-across mountainous regions by integrating in situ observations from the International Soil Moisture Network (ISMN) with the Extended Triple Collocation (ETC) method. Results indicated that SMAP and SMOS outperformed AMSR2 in both in situ and ETC-based evaluations, with higher median correlation coefficients (0.95 for SMAP, 0.84 for SMOS) and lower RMSEs (0.026 and 0.048 m3/m3, respectively). In the Rocky Mountains, where station density is highest, over 86% of sites showed consistent product rankings between in situ and ETC results, confirming the reliability of ETC in data-scarce areas. Further analysis revealed contrasting environmental controls: SMAP's error increased with slope and vegetation density, while its sensitivity increased with elevation and surface roughness. SMOS showed more stable performance across gradients, whereas AMSR2 was more affected by terrain and vegetation complexity. These findings clarify uncertainty patterns and environmental controls on passive microwave soil moisture retrievals in mountainous regions, and provide insights for product selection, algorithm improvement, and data fusion in hydrological and ecological applications.