Computational Modeling Interpretation Underlying Elevated Risk-Taking Propensity in the Dynamic Risky Investment Process of Non-Labor Income
文献类型:期刊论文
作者 | Hu, Yuanyuan4,5; Jin, Yuening4,5![]() ![]() |
刊名 | PSYCHOLOGY RESEARCH AND BEHAVIOR MANAGEMENT
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出版日期 | 2024 |
卷号 | 17页码:2491-2504 |
关键词 | non-labor income balloon analogue risk task computational modeling hierarchical Bayesian analysis reinforcement learning |
ISSN号 | 1179-1578 |
DOI | 10.2147/PRBM.S462466 |
通讯作者 | Feng, Tingyong(fengty0@swu.edu.cn) ; Zhou, Yuan(zhouyuan@psych.ac.cn) |
英文摘要 | Introduction: Money source influences risk-taking behaviors. Although studies consistently indicated that individuals demonstrate a higher propensity to make risky investments when utilizing non-labor income as opposed to labor income, explanations as to why non-labor income leads to continuously blowing money into risky investments are scarce. Methods: The current study leverages a computational modeling approach to compare the differences in the dynamic risk investment process among individuals endowed with income from different sources (ie, non-labor income vs labor income) to understand the shaping force of higher risk-taking propensity in individuals with non-labor income. A total of 103 participants were recruited and completed the Balloon Analogue Risk Task (BART) with an equal monetary endowment, either as a token for completion of survey questionnaires (representing labor income) or as a prize from a lucky draw game (representing non-labor income). Results: We found that individuals endowed with non-labor income made more risky investments in BART compared to those with labor income. With computational modeling, we further identified two key differences in the dynamic risk investment processes between individuals endowed with labor and those with non-labor income. Specifically, individuals endowed with non-labor income had a higher preset expectation for risk-taking and displayed desensitization towards losses during risk investments, in contrast to individuals with labor income. Discussion: This study contributed to a better understanding of the psychological mechanisms of why individuals make more risktaking behaviors with non-labor income, namely higher preset expectations of risk-taking and desensitization towards losses. Future research could validate these findings across diverse samples with varying backgrounds and adopt different manipulations of labor and non-labor income to enhance the external validity of our study. |
收录类别 | SCI |
WOS关键词 | HOUSE MONEY ; DEPRESSION ; VALIDATION ; DECISION |
资助项目 | National Natural Science Foundation of China[72033006] ; National Natural Science Foundation of China[82171535] |
WOS研究方向 | Psychology ; Psychiatry |
语种 | 英语 |
WOS记录号 | WOS:001253260200001 |
出版者 | DOVE MEDICAL PRESS LTD |
资助机构 | National Natural Science Foundation of China |
源URL | [http://ir.psych.ac.cn/handle/311026/48339] ![]() |
专题 | 心理研究所_中国科学院行为科学重点实验室 |
通讯作者 | Feng, Tingyong; Zhou, Yuan |
作者单位 | 1.Capital Med Univ, Beijing Anding Hosp, Beijing Key Lab Mental Disorders, Beijing 100120, Peoples R China 2.Capital Med Univ, Beijing Anding Hosp, Natl Clin Res Ctr Mental Disorders, Beijing 100120, Peoples R China 3.Southwest Univ, Fac Psychol, Chongqing 400715, Peoples R China 4.Univ Chinese Acad Sci, Dept Psychol, Beijing 100049, Peoples R China 5.Chinese Acad Sci, Inst Psychol, CAS Key Lab Behav Sci, Beijing 100101, Peoples R China |
推荐引用方式 GB/T 7714 | Hu, Yuanyuan,Jin, Yuening,Hu, Bowen,et al. Computational Modeling Interpretation Underlying Elevated Risk-Taking Propensity in the Dynamic Risky Investment Process of Non-Labor Income[J]. PSYCHOLOGY RESEARCH AND BEHAVIOR MANAGEMENT,2024,17:2491-2504. |
APA | Hu, Yuanyuan,Jin, Yuening,Hu, Bowen,Feng, Tingyong,&Zhou, Yuan.(2024).Computational Modeling Interpretation Underlying Elevated Risk-Taking Propensity in the Dynamic Risky Investment Process of Non-Labor Income.PSYCHOLOGY RESEARCH AND BEHAVIOR MANAGEMENT,17,2491-2504. |
MLA | Hu, Yuanyuan,et al."Computational Modeling Interpretation Underlying Elevated Risk-Taking Propensity in the Dynamic Risky Investment Process of Non-Labor Income".PSYCHOLOGY RESEARCH AND BEHAVIOR MANAGEMENT 17(2024):2491-2504. |
入库方式: OAI收割
来源:心理研究所
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